THIS IS SOUTHWEST FLORIDA IN FOCUS.

COMING UP, EARLY SCREENINGS WERE CRITICAL IN IDENTIFYING CERVICAL CANCER.

NOW, MEDICAL EXPERTS ARE SOUNDING THE ALARM AFTER A NEW REPORT SHOWS A DRAMATIC DROP OFF IN EARLY PREVENTION.

MANAGING FINANCES CAN BE A STRUGGLE, ESPECIALLY FOR THOSE BALANCING PROPERTY BUSINESSES AND MORE.

IT'S LEADING TO A RISE IN THE ORGANIZATIONS LOOKING TO HANDLE YOUR WEALTH MANAGEMENT AND TEACHING ENGLISH TO NON NATIVE SPEAKERS.

HOW A LEE COUNTY NONPROFIT USES A FAMILY APPROACH TO TEACH CHILDREN AND ADULTS HOW TO SPEAK, WRITE AND READ ENGLISH.

HELLO, I'M JENNIFER CRAWFORD.

THANK YOU FOR JOINING US.

FEWER WOMEN ARE BEING SCREENED FOR CERVICAL CANCER.

IT'S AN ALARMING TREND.

RAISING CONCERN AMONG HEALTH EXPERTS FROM THE 1970'S TO THE MID 2.

THOUSANDS, THE NUMBER OF CERVICAL CANCER CASES DECREASED BY MORE THAN HALF, ACCORDING TO THE AMERICAN CANCER SOCIETY, THE MAIN REASON FOR THAT DECLINE INCREASED USE OF SCREENINGS.

BUT A RECENT STUDY FROM JOEMMA PEER-REVIEWED MEDICAL JOURNAL PUBLICATION FOUND THAT NEARLY ONE IN 3 WOMEN.

HE JUST 21 TO 29 HAD NEVER BEEN SCREENED FOR CERVICAL CANCER.

THE NUMBER OF NEVER SCREENED.

WOMEN AGES 30 TO 65 IS ALSO INCREASING.

THE STUDY WAS CONDUCTED OVER 18 YEARS.

>> JOINING US NOW TO TALK ABOUT THE IMPORTANCE OF CERVICAL CANCER SCREENINGS.

>> IS DOCTOR RAHMAN, THE KU ASSISTANT PROFESSOR AT THE UNIVERSITY OF FLORIDA COLLEGE OF MEDICINE.

DOCTOR, THANK YOU FOR JOINING US TODAY.

>> THANK YOU FOR HAVING ME.

>> AND WE OFTEN TALK ABOUT.

>> EARLY DETECTION BEING THE KEY FOR DIAGNOSING.

>> AND TREATING CANCER YET.

A RECENT STUDY IN THE JOURNAL OF THE AMERICAN MEDICAL ASSOCIATION.

IT SHOWS THAT FEWER WOMEN ARE ACTUALLY BEING SCREENED FOR CERVICAL CANCER.

WHY IS THIS?

>> YES, THERE ARE MANY REASONS WHY FEWER WOMEN HAVE BEINGS NOT SCREEN FOR CERVICAL CANCER WITH A MAJOR REASON BEING THAT OF ACCESS THAT OF ACCESS TO HEALTH INSURANCE IS ONE MAJOR OBSTACLE.

BUT THAT ALSO OF THE REASONS INCLUDING FEAR OF THE EXAM.

SENECAL CANCER SCREENING ENTAILS OF POLITICKING SANDWICH.

MANY WOMEN DO NOT LOOK FORWARD TO AS A REASON MIGHT INCLUDE TRANSPORTATION BARRIERS, NOT COVE TIME.

SOME WOMEN FIND IT CHALLENGING TO FIND AFTER TAKING THE TIME TO GO IN, GET SCREENED BECAUSE THEY MIGHT HAVE CHILD CARE AND WORK RESPONSIBILITIES.

SO THERE ARE MANY BARRIERS THAT WOMEN FACE ON TOP OF LACK OF ACCESS TO CARE THAT PRECLUDE THEM FROM GETTING SCREENED.

>> HOW IMPORTANT IS IT TO GET SCREENED?

>> IT'S VERY IMPORTANT SCREENING FOR CERVICAL CANCER CAN PREVENT AS THE DEVELOPMENT OF CANCER UP TO 10 YEARS BEFORE KHAN SAID HE FOUND OUT SO FOR EXAMPLE, WHEN WOMEN HAS SCREENED, THEY'RE PROVIDE US CHECK THIS CERVIX FOR CERVICAL ABNORMALITIES.

SO THESE ABNORMALITIES CAN BE TREATED.

I HAVE 2, 9 AEA'S BEFORE CERVICAL CANCER DEVELOPS.

SO IT'S VERY IMPORTANT TO BE SCREENED FOR EARLY DETECTION.

>> THE CENTERS FOR DISEASE CONTROL REPORTS THAT MORE THAN 90% OF CERVICAL CANCER CASES ARE CAUSED BY THE HUMAN PAPILLOMAVIRUS OR HPV WHAT DO PARENTS AND YOUNG PEOPLE BOTH GIRLS AND BOYS NEED TO KNOW ABOUT THIS?

>> SO THE HPV VIRUS IS A VERY COMMON VIRUS AND ITS OF THE ASSOCIATED WITH CERVICAL CANCER.

SOME FORMS OF THE VIRUS DIRECTLY ASSOCIATED WITH CAUSING CERVICAL CANCER.

SO YOU MIGHT HAVE YOU KNOW, THE IMPORTANCE OF VACCINATION AGAINST HPV VIRUS.

BOTH BOYS IN CROSS CAN BE VACCINATED TO PREVENT THE VIRUS THAT CAUSES HPV JUST BECAUSE SOMEONE HAS THE VIRUS.

THAT DOESN'T MEAN THOUGH, DEVELOP CERVICAL CANCER, BUT IT IS THE DIRECT CAUSE.

IT'S BEEN SHOWN IN RESEARCH TO CAUSE CERVICAL CANCER.

SO AT THAT SCENE NATION IS ONE IMPORTANT AVENUE TO PREVENT FROM GETTING THE HPV VIRUS WHICH CAUSES CERVICAL CANCER.

SO, FOR EXAMPLE, SOME PEOPLE MIGHT ALREADY BE VACCINATED, BUT MAYBE THEY GOT EXPOSED TO THE VIRUS BEFORE THEY WERE VACCINATED.

SO SCREENING IS STILL IMPORTANT.

EVEN IF SOMEONE HAS BEEN VACCINATED AND THEY NEED A TRUE COMING DAY SHUNS FROM SCREENING.

WE STILL RECOMMEND FOR SCREENING FOR HPV.

WE RECOMMENDED TO APPROACH VACCINATION HAS AWAY FROM PROOF FOR PREVENTING THE VIRUS.

BUT ALSO SCREENING FOR KEEPING UP WITH EXPOSURE TO THIS VIRUS THAT HAS BEEN SHOWN TO TO BE LINKED TO CERVICAL CANCER.

>> AND THE VACCINES ARE APPROVED FOR BOTH MEN AND WOMEN IN ADULTHOOD AS WELL.

IT'S NOT JUST ADOLESCENCE.

>> DEFINITELY, YES, APPROVED.

AND IT IS RECOMMENDED THAT INDIVIDUALS TALK TO THEIR TO SEE ABOUT THE VACCINE AND WHETHER THE VACCINE IS THAT CORRECT OPTION FOR THAT?

>> NOW, IF IT IS CAUGHT EARLY, WHAT IS THE SUCCESS RATE FOR SOMEONE WHO'S ACTUALLY DIAGNOSED WITH CERVICAL CANCER?

>> IT IS VERY HIGH.

SO WHEN IS SOMEONE IS DIAGNOSED WITH CERVICAL CANCER AND ME, WE WE I HAVE REALLY GREAT TECHNOLOGY IN MANY CASES NOWADAYS TO TREAT THE CERVICAL CANCER.

THEN WHAT LED THAT WE THE DEATH RATES THAT WE SEE FROM CERVICAL CANCER.

I'M MOSTLY ASSOCIATED WITH THOSE CAN SAYS DIAGNOSED THAT MADE US TEACHES.

SO THE IDEA THAT WE CAN CATCH THE DISEASE, THEY EASY IT IS TO TO EAT IT IN TO PREVENT IT FROM REOCCUR IN NEED.

>> ARE WE SEEING INCREASING CASES OF CERVICAL CANCER OR HAVE THEY BEEN ON THE DECLINE IN RECENT YEARS?

>> THAT'S IN THE CASES OF CERVICAL CANCER, ESPECIALLY AMONG YOUNG PEOPLE WHO ARE PART OF THE COURTS.

THAT WAS, YOU KNOW, VACCINATED FOR HPV.

WE'VE SEEN TRENDS TOWARDS ADD REDUCING CERVICAL CANCER DIAGNOSIS.

HOWEVER, AMONG THOSE WHO ARE OLDER HOLE, WHAT DID NOT GET VACCINATED WHEN THEY WERE YOUNGER, FOR EXAMPLE, ALL YOU KNOW, WOMEN WHO ARE 65 AND OLDER IN PARTICULAR, WE SO WE SEE A MODERATE INCREASE OF SETTINGS THAT HAVE BEEN CITED AT LAKE 2% INCREASE IN SAD DIAGNOSE CERVICAL CANCER MAY JUST MADE A STAGE IS AGAIN, THAT MIGHT NOT.

THEY MAKE ME BE ASSOCIATED WITH HPV VACCINE.

BUT WE KNOW THAT FOR SURE THAT THE REDUCTION IN CERVICAL CANCER DIAGNOSIS AMONG YOUNG PEOPLE IS ASSOCIATED WITH THE VACCINATION RATES.

ALL RIGHT.

WELL, THANK YOU SO MUCH FOR THIS INSIGHT AND YOUR EXPERTISE ON THIS.

THANKS.

THANK YOU.

>> 4 ADDITIONAL HEALTH FEATURES, INCLUDING THE RESEARCH BEHIND VARIOUS FORMS OF CANCER.

BE SURE TO VISIT WGCU DOT ORG.

COMING UP, MORE BABY BOOMERS ARE MOVING TO SOUTHWEST FLORIDA, BRINGING MORE WEALTH SOUTHWEST FLORIDA HAS EMERGED AS AN INCREASINGLY AFFLUENT AREA, ESPECIALLY ALONG THE COASTLINE WITH MORE BABY BOOMERS MOVING HERE.

THERE'S A SURGEON COMPANIES OFFERING WEALTH MANAGEMENT FOR THOSE LOOKING TO MAINTAIN THEIR PORTFOLIOS IN REAL ESTATE AND IN OTHER MARKETS, WGCUS MIKE WALCHER JOINS US NOW FOR THIS WEEK'S BUSINESS REPORT.

THANKS FOR JOINING US.

MIKE.

>> YEAH, WELL, GOOD TO BE HERE.

AND WE'RE TALKING ABOUT PEOPLE RETIRING YEAR WHILE HAVING ALL THIS PROPERTY TO MANAGE ALL OVER THE COUNTRY.

NOW IT COULD BE RESTAURANTS, SHOPPING, PLAZAS, MAYBE STORAGE UNITS.

THE OFFSPRING OF THOSE FOUNDERS MAY HAVE THEIR OWN CAREERS, THEIR OWN FAMILIES AND NOT BE ABLE TO KEEP TRACK OF LOCAL THINGS LIKE UP-TO-DATE PERMITS.

MAINTENANCE ARE COUNTING HUMAN RESOURCES.

SO NOW A LOCAL FIRM IS JOINING THE GROWING NUMBER OF WEALTH MANAGEMENT COMPANIES.

IT'LL CHARGE A FEE TO MANAGE COMMERCIAL PROPERTY PORTFOLIOS.

WE TALK WITH THE COMPANY PRESIDENT.

>> THE BABY BOOMER GENERATION IS IS HANDING THE KEYS OVER TO THE NEXT GENERATION.

AND THERE'S ABOUT 127 TRILLION DOLLARS TRANSITIONING IN THE NEXT 20 YEARS FROM THE BABY BOOMER GENERATION TO THE NEXT GENERATION.

AND IN SOME CASES, THE CHILDREN WANT NOTHING TO DO WITH THE REAL ESTATE.

THE FAMILY.

THEY'RE THE FATHER THAT BUILT OR THE MOTHER THAT BUILT UP THE COMMERCIAL REAL ESTATE HOLDINGS.

THEY DON'T WANT TO LIQUIDATE THE PORTFOLIO UPON DEATH.

THEY WANT THIS TO KIND OF TRANSITION TO THE NEXT GENERATION HAS A LEGACY RIGHT?

AND SO THERE'S A HUGE NEED FOR ASSET LEVEL MANAGEMENT, LIKE A FAMILY OFFICE.

IF THERE'S 2 DIFFERENT TRENDS, WE WE SEE FAMILIES ARE WERE MORE CO PILOT WITH THE FAMILY AND THEY'RE MORE INVOLVED IN MANAGING THE ASSETS AND THEN WE SEE WHERE YOU BASICALLY A TURNOVER KEYS AND SAY, HEY, WE JUST SENT US OR CHECKS MANAGES PORTFOLIO.

>> SO LET'S SAY IT'S SHOPPING PLAZAS FAMILY EMPIRE ON SO MANY IT HAS TO HIRE A COMPANY TO MANAGE THEM ALL.

WHAT DO YOU THINK ABOUT THAT?

>> I GUESS IF YOU NEED IT, YOU NEED IT BY.

>> I DON'T KNOW.

I DON'T HAVE THAT PROBLEM.

>> YOU WISH YOU DID.

WELL, I'M NOT REALLY.

I'M COMFORTABLE.

I'M HAPPY WHERE I'M AT, BUT I CAN UNDERSTAND THAT.

I MEAN, WHO WANTS TO WORK TO LURE A T AND YOU KNOW, YOU BUILD YOUR EMPIRE.

WE'RE GONNA DO WITH IT.

YOU GOT TO, YOU KNOW, YOU GOT TO DISSOLVE IT OR YOU NEED TO PASS IT ALONG.

>> AND ON THE TOPIC OF WEALTH IN THIS AREA.

TAKE A LOOK AT THE RITZ CARLTON RESIDENCES AT ESTERO BAY.

THE FIRST HOURS FINISHED AND DOZENS OF HOMES ALREADY HAVE SOLD FOR JUST OVER 3 MILLION DOLLARS TO MORE THAN 7 MILLION DOLLARS EACH ACCORDING TO THE LEE COURT CLERK RECORDS AND THEY'RE BUILDING A SECOND TOWER WHEN BOTH HEARD ON THE UNITS SOLD 400 MORE MILLIONAIRES.

WE'LL OWN HOMES IN LEE COUNTY.

>> SO WE ARE GETTING NEW WEALTH TO OUR AREA.

WHENEVER YOU GET NO MORE WELL FOR OUR NEWER FAMILIES OF HIGH NET WORTH INDIVIDUALS ARE COMING INTO OUR MARKET.

THAT'S ALWAYS A FANTASTIC SITUATION.

THOSE THOSE INDIVIDUALS ARE GOING TO BE GOODS AND SERVICES ARE GOING TO INVEST.

AND OUR LOCAL MARKET.

SO THAT'S ALWAYS VERY POSITIVE.

MIKE, WHY IS SO MUCH WEALTH COMING INTO SOUTHWEST FLORIDA?

WE ARE GOING TO FIND IT INTERESTING THAT A LOT OF IT RELATES TO.

>> THE POST COVID POPULATION BOOM THAT HAPPENED HERE.

BIG PRIVATE MANATEE BEEN AN EQUITY COMPANIES HAVE REALLY NOTICED THAT.

AND THEY SAID IT'S TIME TO INVEST IN THIS AREA AND ABOUT THE SAME TIME HURRICANE IAN STRUCK AND THERE WAS SO MUCH OPPORTUNITY FOR THESE COMPANIES TO PICK UP DISTRESSED REAL ESTATE AND THAT'S REALLY WHAT'S BEEN HAPPENING WITH STALLED MASTER OF BUILDING IN THE PAST 2 TO 3 YEARS AND MORE AND MORE COMPANIES ARE NOTICING THAT AND MORE AND MORE PEOPLE ARE COMING HERE.

>> AND HOPEFULLY THIS BODES WELL FOR SOLID ECONOMIC GROWTH IN SOUTHWEST FLORIDA.

IT WOULD CERTAINLY SEEM TO BRIGHTEN OUR LITTLE BIT OF A SLOWDOWN, PERHAPS.

BUT I THINK THAT'S NOT GOING TO LAST.

>> REAL LONG IN TERMS OF BUILDING A NEW PROPERTIES.

>> ALL RIGHT, MIKE WALTER, THANK YOU FOR JOINING US TODAY.

>> FOR MORE ON THE BUSINESS HAPPENINGS AROUND SOUTHWEST FLORIDA.

>> AND WAYS TO KEEP YOUR FINANCES IN ORDER.

PLEASE VISIT OUR WEBSITE WGCU DOT ORG.

AMERICA IS PREPARING FOR A MASSIVE WAVE OF ADULT NEARING OR ENTERING RETIREMENT.

DRIVEN BY THE BABY BOOMERS.

THIS IS LEADING TO A TRILLION DOLLAR SHIFT TOWARDS THE NEXT GENERATION.

WITH FAMILIES BEING ENCOURAGED TO MAKE TRANSITIONAL PLANS WHEN IT COMES TO WEALTH PLANNING.

HOWEVER, AS WGCUS, TEDDY BYRNE LEARNED THESE CONVERSATIONS ABOUT MONEY ARE DIFFICULT AND LEAVING SOME GEN XERS AND MILLENNIALS FIGURING OUT THEIR FUTURE ON THEIR OWN.

>> SO TO LEARN MORE ABOUT THE IMPORTANCE OF PLANNING AHEAD, I'M JOINED BY JAY JAY PEREZ, SENIOR VICE PRESIDENT OF NATIONWIDE STRATEGIC CUSTOMER SOLUTIONS.

THANK YOU SO MUCH FOR TAKING THE TIME TO TALK TO US TODAY.

>> YEAH, THANK YOU FOR HAVING ME.

PLEASURE TO BE HERE.

>> SO NATION RYAN RELEASED A NEW SURVEY THAT SHOWS 47% OF INVESTORS DO NOT DISCUSS FINANCIAL PLANNING WITH THEIR FAMILIES.

NOW, THIS COULD PUT THEIR FISCAL SECURITY AT RISK AT ANY AGE.

SO WHY IS IT IMPORTANT TO COMMUNICATE YOUR PLANS AS YOUR SAVINGS BEFORE YOU REACH RETIREMENT?

>> GREAT QUESTION.

REALLY?

MANY REASONS.

SO ONE, WE KNOW THAT AS BABY BOOMERS RETIRE THE CURRENT STATUS OVER 100 TRILLION AND ASSETS ARE GOING TO BE MOVED FROM ONE GENERATION TO ANOTHER OVER THE NEXT 2025 YEARS.

BUT TO ME, THE ASSETS ARE ONE ELEMENT OF IT.

AND THAT'S IMPORTANT.

I MEAN, I THINK IT'S CRITICALLY IMPORTANT THAT YOU'RE HAVING CONVERSATIONS WITH YOUR FAMILY MEMBERS.

AND WITH THAT SAID, PFIZER, THAT KNOWS WHAT THEY'RE TALKING ABOUT.

PART OF THIS THAT WE DON'T ALWAYS THINK ABOUT THIS JUST AS IMPORTANT IF NOT MORE IMPORTANT IS, YOU KNOW, HOW ARE YOU THINKING ABOUT WHAT YOU WANT AT THE END OF YOUR LIFE.

YOU KNOW, AT SOME POINT I WON'T BE ABLE TO TAKE CARE OF MYSELF AND I WILL NEED PROBABLY MY KIDS ARE TO HELP ME I DON'T KNOW WHEN THAT WOULD BE LIKE, I WOULD HOPE THAT THAT'S NOT FOR ANOTHER 50 YEARS.

BUT YOU KNOW, THERE COULD BE A CAR ACCIDENT OR SOMETHING THAT HAPPENS.

THAT LEAVES THEM UNABLE TO COMMUNICATE.

AND SO HOW MUCH ON THEM HOW I WOULD LIKE THINGS TO BE AND ALL I WOULD LIKE THINGS TO BE PLANNED FROM A LONG-TERM CARE PERSPECTIVE FROM A FAMILY PLANNING PERSPECTIVE.

AND SO I DEFINITELY THINK THE ASSETS ARE THE GREAT CONDUIT.

YOU KNOW, FROM A WEALTH PERSPECTIVE, THERE ARE DIFFERENT WAYS TO HANDLE THE TRANSFER.

BUT HOW WE THINK ABOUT ALL THE PLANNING THAT NEEDS TO HAPPEN.

SO IT'S INTERESTING THAT NOT ONLY NOT ONLY DID 47% OF FAMILIES NOT HAVE THOSE CONVERSATIONS.

AND I WOULD SAY I PROBABLY INCLUDED IN THAT AS WELL.

WE HAVEN'T HAD REALLY GOOD CONVERSATION AROUND IT.

BUT ALMOST A 3RD OF BABY BOOMERS WERE SAYING THEY DON'T NEED THAT.

THE CONVERSATION.

VERSUS YOU REALLY SEE A DIFFERENCE IN THE GENERATIONS WHERE YOU CONTRAST THAT THE GENERATION Z AND ONLY 8% ARE SAYING THEY DON'T NEED TO THE CONVERSATION.

AND MANY MORE ARE SAYING, YES, WE WOULD LIKE TO HAVE THESE CONVERSATIONS.

WE THINK THIS IS IMPORTANT.

60% OF MILLENNIALS ARE SAYING I NEED TO HAVE THIS CONVERSATION WITH MY PARENTS AND I WOULD LOVE TO HAVE MY FINANCIAL ADVISER HELP FACILITATE THAT CONVERSATION.

>> AND THEN SO WHEN DEALING WITH THOSE TRADITIONS OF HOW PEOPLE TYPICALLY WOULD HANDLE WITH MONEY, A LOT OF, YOU KNOW, OLDER GENERATIONS WOULD SEE WHEN DISCUSSING FINANCES CAN BE VIEWED AS TABOO.

SO FOR ANYONE THAT IS LOOKING TO BEGIN THIS TYPE OF CONVERSATION, ESPECIALLY WITH A SENIOR MEMBERS OF THEIR FAMILY, DO YOU HAVE ANY TIPS ABOUT HOW THEY CAN BEGIN THE CONVERSATION ABOUT FINANCIAL PLANNING?

>> YEAH, GREAT QUESTION.

GREAT QUESTION.

THAT'S WHERE I THINK FOR US FINANCIAL ADVISOR CAN BE REALLY HELPFUL.

NOW, HAVING SAID THAT, LIKE YOU STILL NEED THAT THE TO THE CONVERSATION UP WITH THEM.

SO, FOR EXAMPLE, MY OWN EXPERIENCE, MY FATHER INTRODUCED ME AS FINANCIAL ADVISOR YEARS BACK.

AND SO MY WIFE AND I USE THE SAME FINANCIAL ADVISER.

WE REALLY HADN'T HAD THIS CONVERSATION.

AND SO AS PART OF IT, RE OUT ON THE RESEARCH THAT WE'VE DONE, YOU KNOW, 3 WEEKS AGO, I SAT DOWN AT MY THAT WE'RE HAVING BREAKFAST.

I SAID, HEY, IT OCCURRED TO ME THAT WE'VE NOT TALKED ABOUT THESE THINGS LIKE I KNOW YOUR FINANCIAL PLAN FROM THE PERSPECTIVE OF PERCENTAGES THAT GO TO DIFFERENT PEOPLE AND THAT ARE GOING TO CHARITY.

THAT'S PROBABLY THE EASIEST PART.

IT'S THE DETAILS THAT WE SHOULD TALK ABOUT.

SO I THINK THE THE FIRST PLACE I WOULD START IS, YOU KNOW, IF THINK ABOUT IT FROM THE CONCEPT THAT IF I EVER NEED HELP.

HERE'S WHAT YOU NEED.

AND NOW HERE'S THE BACK COUNTS.

ARE THE INSURANCE POLICIES, THE PASSWORDS, THE CODE TO THE SAFE EMERGENCY CONTACTS, THOSE TYPES OF THINGS THAT THAT IT'S HARD FOR ME BECAUSE I WALK AROUND KNOWING THESE THINGS.

MY KIDS HAVE NO IDEA.

MY WIFE, YOU KNOW, SHE KNOWS MOST OF IT, BUT MAKING SURE THAT YOU'RE STARTING THERE AND THEN GETTING INTO THINGS LIKE THE WISHES THEY HAVE, YOU KNOW, LATER ON IN LIFE, WHAT KIND OF SET UP WOULD YOU LIKE?

HOW LONG YOU WANT TO STAY ALL?

HOW DO YOU FEEL ABOUT ASSISTED LIVING AND THOSE TYPES OF THINGS?

AND REALLY ALL OF THIS LEADS INTO.

BECAUSE THERE ARE THINGS OUT THERE THAT WILL HELP YOU FROM A LONG-TERM CARE PERSPECTIVE IS YOU'RE ULTIMATELY THINKING ABOUT MOVING INTO A FACILITY LATER IN LIFE, WHICH WOULD YOU KNOW, THAT WOULD PROBABLY MY PLAN AS WELL.

THERE ARE THINGS THAT CAN BE STRUCTURED THROUGHOUT THE FINANCIAL PLANNING CONVERSATION THAT CAN HELP FROM A TAX PERSPECTIVE TO LIGHT A SAFE FOR THOSE TYPES OF THINGS.

THE LAST THING ON SAYS THIS ISN'T A ONCE AND DONE SO REALLY MAKING AN ONGOING CONVERSATION.

DOESN'T THAT'S NOT SOMETHING EVERY TIME YOU TALK.

YOU HAVE TO TALK ABOUT.

BUT, YOU KNOW, ONCE A YEAR SAYING HAS ANYTHING CHANGED FROM A FINANCIAL PLANNING PERSPECTIVE?

YOU KNOW, I'VE HAD EXPERIENCES THAT WOULD CHANGE.

I THINK ABOUT END OF LIFE AND THE THINGS YOU WANT TO WANT TO YOU HOW YOU WANT US TO TAKE CARE OF YOU WHEN THAT TIME COMES.

AND IT REALLY IS SOMETHING THAT YOU KNOW FOR ME, I THINK IT BE A PRIVILEGE TO BE ABLE TO TAKE CARE.

MY PARENTS, THEY DID GREAT JOB RAISING TO TAKE CARE OF ME AND ALREADY JOKE WITH MY KIDS SOMEDAY YOU'RE GOING TO TAKE IS ON FINDING THE BEST I CAN WITH YOU RIGHT NOW.

SO THEY CAN PAY BACK LATER ON THE FUTURE.

>> AND THEN IF OLDER INVESTORS DON'T SHARE THEIR WISHES FOR FINANCIAL ACCOUNTS AND ASSETS BEFORE PASSING, WHAT OPTIONS DOES THAT LEAVE?

THEN THEIR CHILDREN AND HEIRS IN THE EVENT THAT THEY STILL NEED THESE KIND OF ASSETS?

CAN THEY STILL WORK WITH THE PARENTS ORIGINAL FINANCIAL ADVISER, OR IS THIS A DIFFERENT PROCESS THAT THEY WOULD NOW HAVE TO LOOK INTO?

>> YEAH, I THINK THERE ARE OPPORTUNITIES TO WORK WITH THE FINANCIAL ADVISOR.

I THINK THAT'S WHERE, YOU KNOW, JUST ANOTHER BENEFIT THAT THEY CAN BE A CONDUIT TO THAT.

I'VE ALSO HAD SITUATIONS WHERE I'VE SEEN THAT THAT.

THE KIDS AFTER THE PARENT HAS PUT A SITUATION WHERE THEY CAN'T COMMUNICATE THEIR NEEDS ANY.

I'VE HAD A REALLY DIFFICULT TIME GETTING ACCESS TO MAKE ACCOUNTS, GETTING ACCESS TO DIFFERENT TYPES OF FINANCIAL SERVICES ACCOUNTS BECAUSE THOSE THINK THOSE ARE VERY HIGHLY PROTECTED, RIGHT?

THERE WERE ALWAYS IN THE FINANCIAL SERVICES IN THE STREET PROTECTING AGAINST FRAUD.

AND SO.

HAVING THOSE CONVERSATIONS BEFOREHAND, A BIG HELP.

THERE ARE TYPICALLY WAYS TO GET THROUGH THAT AFTER THE FACT.

BUT IT COULD TAKE A GREAT DEAL OF TIME.

AND IT'S IT'S NOT SOMETHING THAT YOU REALLY WANT YOUR LOVED ONE TO HAVE TO GO THROUGH.

AND REALLY, AGAIN, THEY DID.

THAT IS TRYING TO TAKE THE BEST CARE OF YOU.

>> I THINK THIS IS A LOT OF GREAT INFORMATION TO HELP PEOPLE CONTINUE THEIR PLANS FOR THE FUTURE.

SO MISTER PEREZ, THANK YOU FOR TAKING TIME TO TALK TO US TODAY.

YEAH, I THINK TRAVELING ON APPRECIATE IT.

>> AFTER THE BREAK, WE LEARN LITERACY IS A GROWING CONCERN IN FLORIDA, NOT JUST FOR STUDENTS BUT ADULTS AS WELL.

ACCORDING TO WORLD POPULATION REVIEW, NEARLY 20% OF ADULT FLORIDIANS, WHICH IS ABOUT 3 MILLION RESIDENTS LACK BASIC LITERACY SKILLS AND STRUGGLE WITH READING ACQUIRING ENGLISH LANGUAGE SKILLS, ESPECIALLY CHALLENGING FOR NON NATIVE FAMILIES.

ONE LOCAL GROUP IS ADDRESSING THIS CONCERN OFFERING MULTIPLE PROGRAMS TO REACH OUT TO LOW INCOME IMMIGRANT FAMILIES AND MEMBERS OF THE WORKFORCE.

WE ARE NOW JOINED BY DOCTOR LEE, A MASON, THE EXECUTIVE DIRECTOR OF THE LITERACY COUNCIL GULF COAST AND DOCTOR, THANK YOU SO MUCH FOR JOINING US IN STUDIO TODAY.

ABSOLUTELY.

IT'S A PLEASURE TO HAVE YOU.

THANK YOU.

THANK YOU FOR HAVING ME.

NOW YOUR ORGANIZATION AND TEACHES LITERACY BUT NOT IN A TRADITIONAL SENSE.

WE NORMALLY THINK OF KIDS LEARNING TO READ, BUT YOU TAKE A MORE COMPREHENSIVE APPROACH.

CAN YOU TELL ME ABOUT YOUR FAMILY INITIATIVE?

>> SURE.

HAVE THE LITERACY COUNCIL GULF COAST REALLY FOCUSES ON ADULT AND FAMILY AND CHILDREN.

BUT WE REALLY DO FOCUS A LOT ON MORE ADULTS AND FAMILIES AS A WHOLE.

AND AND REALLY WHAT THAT LOOKS LIKE IS TEACHING THE WHOLE FAMILY APPROACH WHY IS THAT IMPORTANT?

BECAUSE REALLY LITERACY STARTS IN THE HOME AND WHEN YOU THINK ABOUT LITERACY, IF YOU'RE MOM OR DAD, YOU KNOW, STRUGGLE WITH A READING SENSE, HOW HOW CAN YOU REALLY HELP YOUR CHILD LEARN?

SO WE LOOK AT THAT AS HELPING THE ADULT LEARN CAN REALLY HELP YOUR CHILD.

>> SO HOW DO YOU WHAT'S THE PROCESS THAT YOU USE?

>> SO WHEN AN ADULT STRUGGLES TO READ TO, YOU KNOW, I THINK WE REALLY STILL HAVE TO START FROM THE BASICS.

AND, YOU KNOW, JUST LIKE WHEN YOU'RE TEACHING YOUR CHILD TO LEARN TO READ, I THINK YOU HAVE TO LOOK AT THAT FROM AN ADULT PERSPECTIVE, TOO.

YOU KNOW, JUST BECAUSE YOU'RE TEACHING ADULT TO LEARN TO READ DOESN'T MEAN YOU CAN'T START FROM THE BEGINNING.

YOU KNOW, I THINK WHEN YOU'RE FOCUSING ON READING, YOU HAVE TO STILL.

KIND OF GO BACK WITH YOUR BASIC FUNDAMENTALS FROM PHONICS TO, YOU KNOW, READING YOUR FIRST LETTER IS THE SAME THING IS TEACHING ADULTERY, TOO.

SO YOU HAVE TO KIND OF LOOK AT READING.

TEACHING ADULT HOW TO READ, KIND OF LIKE YOU'RE TEACHING A CHILD TO READ, TOO.

IT'S THE SAME PROCESS OR THE OPPOR.

>> TO TEASE FOR ADULTS.

IS IT IN THE EVENING AFTER THEY'RE FINISHED WITH THEIR WORK DAY?

IF THAT ISN'T AN OPPORTUNITY AS WELL?

WE ALSO HAVE DAYTIME CLASSES MORNING CLASSES AS WELL.

SO WE THEY CAN COME IN, LEARN ALL DAY EVERY DAY.

>> ARE YOU SURPRISED AT HOW MANY PEOPLE STRUGGLE WITH LITERACY?

YES.

>> YES, TO JUST TO CLEAN ONE IN 4 ADULTS STILL STRUGGLE TO READ.

>> SO YOU ALSO OFFER A WORK SITE LITERACY PROGRAM.

AND HOW DOES THAT WORK AND WHO ARE YOU REACHING?

>> THROUGH THAT?

SURE, YES.

OR WORK SITE LITERACY PROGRAM IS REACHING THE COMMUNITY AND ALL THE WORK WORKFORCE OUT OUTSIDE IN OUR COMMUNITY.

SO WE'RE BRINGING OUR PROGRAM 2, THE WORK WORKFORCE.

SO OUR VOLUNTEERS ARE GOING OUT TO THE WORKERS.

SO WE BRING OUR PROGRAM OUT OUT TO THEM.

SO WHAT THAT MEANS IS OUR CURRICULUM GOES INTO THE SITE.

SO THE AND THE AND WHAT THEY'RE DOING IS THEY'RE TAKING TIME OUT OF THEIR DAY.

IF THE EMPLOYERS ARE ALLOWING IT, WHICH MOST OF THEM DO AND THEY SIT DOWN AND THE VOLUNTEERS ARE TAKING THE TIME AND DOING THE CURRICULUM.

AND THERE TEACHING THEM ENGLISH LANGUAGE, LEARNING SKILLS A SIGHT WORDS THAT ARE SPECIFIC TO WHAT THEY'RE DOING OUT THERE AND LITERACY SKILLS SPECIFIC TO THEIR JOBS SO THEY CAN ADVANCE AT THEIR WORK, HELP THEIR FAMILIES IN EVERYTHING THAT TOO, HOPEFULLY EMPLOYEE RETENTION AND EVERYTHING THAT WILL GIVE THEM THE CONFIDENCE TO BE BETTER AT THEIR JOB.

>> NOW YOUR NONPROFIT IS PHYSICALLY LOCATED IN BONITA SPRINGS.

YES, BUT WHAT KIND WORKPLACES ARE LETTING YOU COME IN TO HELP TRAIN THEIR WORKERS IN LITERACY?

SO WE HAVE DIFFERENT SITES THAT WE HAVE OUR PROGRAM AT PINE MANOR COMMUNITY CENTER.

WE ARE AT SUNDIAL RESORT.

WE'RE AT THE NATIONAL.

WE'RE AT BENTLEY VILLAGE.

WE ARE AT CYPRESS COVE.

>> AND WE'RE IN THE GOODWILL INDUSTRIES.

THAT'S JUST TO NAME A FEW.

>> THAT'S WONDERFUL.

SO REALLY ALL OVER SOUTHWEST FLORIDA, YES.

>> WHAT ARE THE DEMOGRAPHICS OF THOSE THAT YOU SERVE?

MANY OF OUR DEMOGRAPHICS THAT WE SERVE ARE LOW INCOME AND IMMIGRANT FAMILIES.

>> THAT WE SERVE IN OUR AREA.

WHAT KIND OF CHANGES TO SEE >> IN IN THE PEOPLE THAT SUCCEED AND THESE PROGRAMS AND MOST CHANGES THAT I SEE OUR CONFIDENCE.

>> BUILDING CHANGES THEY CAN SPEAK TO THEIR CHILDREN'S TEACHER.

THEY CAN TALK TO THE DOCTOR WITHOUT A TRANSLATOR.

THEY CAN.

THEY'RE GETTING GAINFUL EMPLOYMENT.

THEY'RE FILLING OUT A JOB APPLICATION.

WITHOUT USING THE TRANSLATION THEY'RE JUST MORE CONFIDENT IN THE WORKPLACE.

THEY'RE CONFIDENT IN THE COMMUNITY.

THEY'RE GOING TO THE GROCERY STORE.

WITH FOULED.

HAVING ANY PROBLEM WITH MONEY.

I MEAN, IT'S JUST THE SIMPLE THINGS THAT WE TAKE FOR GRANTED EVERY DAY.

>> WONDERFUL.

THANK YOU FOR SHARING MISINFORMATION.

I'D LOVE IT.

I THINK IT'S SO IMPORTANT.

DR MAY SAID YES.

THANK YOU SO MUCH FOR HAVING ME.

>> ON OUR NEXT PROGRAM FROM LOWERING PROPERTY TAXES.

>> TO CREATING A STATEWIDE RAINY DAY FUND.

FLORIDIANS HAVE A LOT TO THINK ABOUT BEFORE HEADING TO THE POLLS THIS NOVEMBER.

AND WE'RE GOING TO BREAK DOWN THE CONSTITUTIONAL AMENDMENTS THAT WILL BE IN THE HANDS OF VOTERS.

THANK YOU FOR JOINING US.

MAKE SURE YOU HEAD TO WGCU DOT ORG OR YOU'RE GOING TO FIND ALL OF OUR STORIES AND MUCH MORE.

WE LOOK FORWARD TO SEEING YOU AGAIN RIGHT HERE FOR SOUTHWEST FLORIDA IN FOCUS